My clients are busy, successful people.  I help them maintain their financial focus so that other distractions do not prevent them from achieving what is important to them and their families both now and in the future.

My mission is to provide successful individuals with personalized, objective
financial advice.  I coordinate your financial activities with your other professionals,
including your accountant and attorney, so that collectively we can help you implement
smarter tax planning strategies and improved decisions for your overall benefit.  I am
on your side, working with you to provide a clear plan of action that leaves you in control.


Personal financial planning including planning for retirement income strategies, tax management strategies, estate planning and planning for small business owners.  Charitable Giving strategies.

Designations and Degrees

Chartered Life Underwriter, 1999
Chartered Financial Consultant, 1995
BA in Business Administration, Major in Finance , University of South Florida Tampa, FL
MSFS, Master of Science Financial Services 2009 The American College
Certified Animal Trapper  USTA (2010) Outstanding achievement in Trapping 101, Catch & Release


Investment and Financial Planning Experience

March 2007 to present, Independent Registered
Investment Advisor and Financial Planner
Justice Financial Advising, Inc.
August 2005 to March 2007, Senior Financial Planner
MetLife Securities, Inc., Mesa, AZ
1998 to August 2005, Senior Financial Advisor
American Express Financial Advisors, Inc., Scottsdale, AZ
1993 to 1998, Financial Advisor
American Express Financial Advisors, Inc., Scottsdale, AZ
Other Business Experience:
Five years mortgage banking, four years auditor with CPA firm, twelve years as tax consultant.

Professional Contributions

Bisbee Mining & Historical Museum in association with The Smithsonian Institution, Planned Giving
Committee Member/Board Member
Phoenix Art Museum, Past Member for Planned Giving Committee (eight years), Phoenix, AZ
Cochise County College Foundation board member
Sierra Vista Herald Readers Advisory Board
Finance Committee member for several non-profit groups in Bisbee, AZ.


2013 - Article Written by Tim Mitchell

For More info please contact me at:

Karen L. Justice, ChFC, CLU
An Independent Registered Investment Advisor
Justice Financial Advising, Inc.
P.O. Box 1894, 67 Main Street
Bisbee, AZ 85603
(520) 432-6680

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